Comprehensive insurance is a not fault coverage, meaning in most cases, There is no increase to your premiums when making a glass claim.
The repair process is actually a structural repair rather than simply a cosmetic touch-up. However, in many cases, the damaged area will seem to disappear or it will improve significantly.
The chip repair process can save you from replacing the entire windshield.
Your insurance company encourages repairs because it saves them money to repair a windshield rather than eventually replacing it.
The windshield is the third largest safety feature on your car. The first is the safety belt and the second is the airbag.